Insurance Opt-in Form

SECTION 2: Choose your "valid election"

Opting in to automatic cover or keeping your cover going is called making a "Valid Election". Completing this form counts as a valid election under current superannuation legislation. Read more about this in the Insurance Guide.

SECTION 3: Declaration

• I understand that this election (opt-in) will apply to all insurance cover through my account, including any cover for Death (including Terminal Illness), Total and Permanent Disablement and Income Protection.
• I understand the effect insurance premium deductions may have on my account balance i.e. that my balance may go down.
• I understand that if my balance reaches $0, when a further contribution or rollover is made, I will only receive automatic insurance cover of 4 units of Death & TPD, regardless of my level of cover before my account reached $0.
• I understand that my election will apply to my insurance cover until I withdraw it, which I can do at any time.
• I understand that I can, at any future time, decrease or cancel my insurance cover by contacting First Super.