Combine your super
Combine your super
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Find and combine your super

There is $16 billion in lost and unclaimed super, and 23% of Australians have more than one super account, according to Australian Tax Office (ATO) data1.

If you have multiple super accounts, you could be paying multiple, unnecessary fees and charges. These fees whittle away your retirement savings.

In just a few minutes, we can help you find any other super in your name and combine it to your First Super account.

Benefits of combining your super

  • Pay just one set of fees. This can make a big difference to your final super balance.
  • Have just one account, making it easier to manage your super.
  • All your super’s together, benefiting from our strong long-term investment returns2.

Three easy ways to find and combine your super

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Download the First Super app
Go to ‘My transactions’ then ‘Find and combine your super’.

 

 

Online access to your first super account firstonline icon

Log into firstonline
Go to ‘My transactions’ then ‘Find and combine your super’.

Customer service

Let us do it for you!
Contact our Member Services team on 1300 360 988.


 

Why combine your super with First Super?

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Top performer

We’re a top-performing super fund with a history of strong investment returns2.

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Competitive fees

We’re committed to keeping our fees competitive, which means more money in your super account.

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Financial advice

Access a range of financial advice services, many of which are already included in your membership fees.


 

Things to consider before combining your super

  • Your insurance arrangements. If you have insurance in your other super accounts, you can apply to transfer it to First Super by completing an Application to Transfer Insurance Cover form. This needs to be done before combining super accounts. Otherwise the insurance in your other fund will cease. We recommend you seek financial advice on this.
  • If you’re in a Defined Benefit fund. See FAQs below for more on this.
  • Any applicable fees.

Get advice from an expert

For personalised financial advice on combining your super, book an appointment with our Advice team3.

We’re here to help. So let’s talk.

If you have any questions, contact our Member Services Team on 1300 360 988, email us or use the Live Chat.

FAQS

[hrf_faqs category=’combine-your-super’]

 

ATO data as at 27 February 2023.

2  Past performance is not a reliable indicator of future performance.

3 First Super Financial Planners are authorised representatives of Industry Fund Services Limited
(ABN 54 007 016 195, AFSL 232514) and can provide personal advice tailored to your objectives, financial situation and needs.

Issued by First Super Pty Ltd (ABN 42 053 498 472, AFSL 223988), as Trustee of First Super (ABN 56 286 625 181). This page contains general advice which has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for you and read the Product Disclosure Statement (PDS) before making any investment decisions. To obtain a copy of the PDS or Target Market Determination please contact First Super on 1300 360 988 or visit our PDS & Publications page.