Investment Performance

Keeping track of your investment returns allows you to project your retirement savings and ensure that you have made the right investment choices.

See below First Super’s crediting rates for 2023/24 and the average crediting rates for prior periods.

Super Fund

Investment option	2022/23 Financial year	Past 2 years % p.a.	Past 3 years % p.a.	Past 5 years % p.a.	Past 10 years % p.a.	Since Inception	Inception Date
Balanced (default)	9.44%	5.14%	8.24%	6.03%	7.83%	8.12%	01/07/1988
Shares Plus	12.96%	6.04%	11.16%	7.67%	10.04%	6.70%	01/03/2001
Growth	11.49%	5.59%	9.72%	6.84%	8.87%	9.34%	14/10/2011
Conservative Balanced	6.76%	3.44%	5.51%	4.35%	5.93%	5.46%	01/07/2008
Cash	2.74%	1.51%	1.15%	1.37%	1.93%	3.52%	01/03/2001

Pension Fund

Investment option	2022/23 Financial year	Past 2 years % p.a.	Past 3 years % p.a.	Past 5 years % p.a.	Past 10 years % p.a.	Since Inception	Inception Date
Balanced (default)	10.14%	5.54%	8.99%	6.51%	8.37%	7.46%	18/03/2005
Shares Plus	14.36%	6.83%	12.52%	8.53%	10.87%	8.56%	01/07/2005
Growth	12.72%	6.40%	11.03%	7.77%	n/a	9.60%	10/08/2013
Conservative Balanced	7.50%	3.92%	6.25%	4.95%	6.68%	6.16%	01/07/2008
Cash	3.23%	1.78%	1.37%	1.59%	2.24%	3.31%	01/07/2005

Past investment returns are not a reliable indication of future returns. Crediting rates are the return minus investment costs and taxes and allowing for reserves.

At First Super, we update our investment returns monthly. Here are our latest figures by investment option.

First Super investment returns to 31 May 2024

Super Fund

Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	YTD	Past 3 mths	Rolling 12 mths
1.50	0.25	-1.46	-1.09	2.33	2.48
Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024
0.99	1.26	1.77	-0.98	0.63	–	7.68	1.41	9.00

Pension Fund

Past investment returns are not a reliable indication of future returns. Investment returns are based on the interim crediting rate which is the return minus estimated investment costs and taxes. Numbers may not add up precisely to the totals provided due to the rounding of those numbers to two decimal points.

We’re here to help. So let’s talk.

If you would like to know more about the investment returns or have any other questions, please don’t hesitate to call our Member Services Team on 1300 360 988, or email us.

Your super account earns investment income at the Fund’s declared crediting rate. The crediting rate used will depend on the investment option(s) you have selected. More information about crediting rates can be found in the First Super PDS and the First Super Pension PDS. The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.