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We’ve changed the names of our insurance occupation categories. Here’s what it means for you

December 20th, 2021

Man in timber warehouse holding and looking down the length of a timber piece

At First Super, we offer members Death, TPD and Income Protection insurance in partnership with our insurer, MetLife.

There are a range of factors that come into play when determining what premiums (or rates) members should pay for their cover. One of these factors is the job you do.

To make it easier for members to work out what premiums (or rates) they should be paying for their insurance based on their work, we renamed our occupation categories effective 1 December 2021.

Here’s what they look like now.

Previous occupation category  Occupation category from 1 December 2021  What it means*  What you’ll pay  
Standard 
(this is the default rate) 		 Blue Collar/manual 
(this is the default rate) 		 Describes workers who spend more than 20% of working time outside an office doing physical work.   $11.20 per week 
Low risk  White Collar/non-manual  Describes workers in majority office-based roles doing administrative, managerial or clerical work.  $5.12 per week 
Professional   No change  Describes workers in office-based senior roles, earning more than $120,000 per year with tertiary qualifications.  $4.64 per week  

Do you need to do anything? 

If you currently have insurance cover and are happy this cover matches your needs, you don’t need to do anything. The name of your occupation category will automatically change, but all other details of your cover will stay the same. 

However, if you currently pay Blue Collar/manual premiums and think you may qualify for White Collar/non-manual or Professional rates, you can complete the Application to Vary Your Insurance Cover Form and apply to change your premiums. (You can also contact our Member Services Team on 1300 360 988 for a copy of any of our insurance forms.) 

Need help? 

If you want to talk to us about your cover or apply for insurance through First Super, read the Insurance Guide and call our Member Services Team on 1300 360 988. We can help you find the best insurance arrangement for your situation. 

*This is a summary only. It’s important you read the Insurance Guide for a full description of these occupation categories.

FAQs

[hrf_faqs category=’Insurance occupation category’]